Auto Insurance

There’s a lot to think about when it comes to auto insurance coverage. Here are several reasons why you should consider Erie Insurance for your auto insurance coverage.

why not check here ERIE Rate Lock® – This feature gives you a chance to lock in a competitive premium on your auto insurance so you’ll pay the same amount year after year.1 With ERIE Rate Lock, your low, locked-in premium will never change — even if you submit a claim — until you add or remove a vehicle or driver, or change your primary residence. (Not available in North Carolina and Maryland.)

advice Diminishing deductible – For each consecutive claims-free policy year that you’re insured with ERIE, we’ll reduce your deductible by $100 — up to $500.2

First accident forgiveness – Others talk about first accident forgiveness as if it were the hottest new thing. ERIE’s been offering it since 1991. Under ERIE’s first accident forgiveness feature, ERIE will guarantee that your auto policy won’t be surcharged the first time you’re in an at-fault accident.3

Totaled car replacement – If your new car that’s two years old or less is totaled and you want it replaced with a new one, that’s what ERIE will do when you have this coverage. It’s available through with the New Auto Security Coverage endorsement. It must be added to your auto policy within 60 days of the lease/purchase of the vehicle and you must have purchased comprehensive and collision insurance coverage. (Not available in New York or North Carolina.)

Loyalists – When you reward us with your continued business, we repay you with a special feature. After your policy has been continuously in force for 15 years with ERIE, you will not be surcharged for an at-fault accident.4

Discounts – From a discount for bundling your policies or one for being a safe driver, ERIE offers you more than a dozen discounts.5
If you do get in an accident, you can depend on us to get you up and running again. Contact us today to learn more about ERIE’s auto insurance coverage.

1 ERIE Rate Lock® does not guarantee continued insurance coverage. Insured must meet applicable underwriting guidelines. Premium may change if you make a policy change. Patent pending.

2 Available through Auto Enhancement Endorsement. Deductible cannot be reduced to less than $100 in Pennsylvania.

3 First accident forgiveness applies after three consecutive years without a surchargeable claim and is subject to certain additional eligibility criteria and underwriting guidelines.

4 Subject to certain eligibility criteria and underwriting guidelines in effect at the time of purchase.

5 Discounts are subject to eligibility criteria and applicable rate and rules. Actual savings vary.

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