ERIE Rate Lock®

Never worry about your auto insurance rates unexpectedly increasing. With ERIE Rate Lock®, you can secure a competitive premium that remains constant year after year. This unique feature ensures that your premium will not change—even after filing a claim—unless you alter your vehicle count, driver roster, or primary residence.

Diminishing Deductible

Reward yourself for safe driving! For each year you remain claims-free with Erie Insurance, we reduce your deductible by $100, up to a total of $500. This means more savings the longer you stay safe and claims-free on the road.

First Accident Forgiveness

Since 1991, Erie Insurance has been a pioneer in first accident forgiveness. This feature means no surcharges on your first at-fault accident, ensuring your rates stay stable when you need it most.

Loyalty Benefits

At Erie Insurance, long-term loyalty pays off. After your policy has been active for 15 years, you won’t face surcharges for at-fault accidents, acknowledging your long-standing relationship with us.

Wide Range of Discounts

Erie Insurance rewards you with more than a dozen discount options, from bundling your policies to maintaining a record of safe driving. These discounts are designed to make your coverage more affordable while providing exceptional benefits.

Reliable Support in Case of an Accident

Should an accident occur, you can count on Andre Insurance Agency and Erie Insurance to get you back on the road swiftly. Our commitment to prompt, respectful service is just one more reason to choose us for your auto insurance needs.

Totaled Car Replacement

If your car (two years old or less) is totaled, Erie Insurance offers to replace it with a new one under the New Auto Security Coverage endorsement. This must be added within 60 days of purchasing or leasing your new vehicle, and requires comprehensive and collision coverage. Note: This coverage is not available in New York or North Carolina.